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Serving Los Angeles & Southern California
  • Home
  • For Sellers
    • Home Sellers Guide
    • Options in a Divorce
    • Options for Probate
  • Buyer Resources
    • Homes For Sale
    • Southern California New Homes
    • Home Buyer’s Guide
    • Buying A Home
    • Why Work With An Agent?
    • Choosing Your Home
    • Creating Your Wish List
    • The Importance Of Pre-Approval Loan
    • Application Checklist
    • Understanding Closing Cost
  • International
    • Asian Markets
  • For Veterans
    • Where to Start
    • Video Resources
  • Foreclosure
    • Foreclosure FAQ
    • What is a Short Sale?
    • Foreclosure Vs Short Sale
    • About HAFA Shore Sale
  • Our Listings
  • Our Communities
    • Azusa
    • Claremont
    • Diamond Bar
    • Glendora
    • La Puente
    • La Verne
    • Pomona
    • San Dimas
    • Upland
    • Walnut
    • West Covina
  • Blog
  • About
    • Our Team Members
    • Videos
    • Testimonials
    • Preferred Partners
  • Free Home Valuation
  • Housing Market Updates
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Serving Los Angeles & Southern California

What is a Short Sale?

With a traditional short sale program, we are able to sell your home and negotiate a sale price with your bank or lender, at or below the current market value, even though you may owe substantially more.

A short sale can stop the foreclosure and prevent the adverse credit implications associated with a foreclosure. Many times the sale costs and commissions are paid by your mortgage lender so there are NO COSTS to the homeowner to sell!


In some cases you may qualify to eliminate all or some of your tax consequences, consult with your tax attorney or CPA. The Federal Mortgage Tax Relief Act, could help! Remember it expires at the end of 2012.

You may also qualify for the Government’s new HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) Short Sale Program. What is HAFA? It is a program that was designed for homeowners who are unable to afford their first mortgage, want to avoid foreclosure, and have exhausted all loan modification attempts and continuing to own their property is not longer an option. The program offers financial incentives to servicers and homeowners who successfully complete a HAFA short sale.

Benefits of the HAFA Short Sale Program include:

  • A lender recommended sale price PRIOR TO listing the home
  • Waived deficiency- Meaning that the mortgage debt will be settled through the program and no legal action can be taken on/against the outstanding mortgage debt.
  • A $3000 Relocation Assistance award.
  • You may qualify for additional Relocation Assistance on a case by case basis; depends on your mortgage lender. Restrictions could apply and vary by lender.

NOTE: FannieMae and FreddirMac implemented their own versions of HAFA August 1. To Date FHA, VA, and GinnieMae loans are not yet covered by HAFA-Type Program.

CALL NOW FOR A FREE NO-OBLIGATION CONSULTATION TO DISCUSS YOUR OPTIONS! WE LOOK FORWARD TO ASSISTING YOU THROUGH THIS DIFFICULT TRANSITION.

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About me

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Hector Aguilar CA BRE 01257668 | EXP Realty, CA BRE 01878277
The company with a purpose
O: 626.255.2783
Info@TheAguilarRealtyGroup.com

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Office

Aguilar Realty Group | Brokered By EXP Realty
Corporate Address: 2603 Camino Ramon, Suite 200San Ramon
CA 94583
626.255.2783
Info@TheAguilarRealtyGroup.com

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